Texas Title Insurance Basic Premium Rates

Premium Rates Prescribed by the Texas Department of Insurance
Effective May 1, 2013

Premium Rates Prescribed by the Texas Department of Insurance

Up to & Including	Basic Premium	Up to & Including	Basic Premium	Up to & Including	Basic Premium	Up to & Including	Basic Premium
$10,000	$238	$44,500	$483	$79,000	$729	$128,000	$1,030
$10,500	$242	$45,000	$487	$79,500	$730	$129,000	$1,036
$11,000	$244	$45,500	$490	$80,000	$734	$130,000	$1,041
$11,500	$248	$46,000	$493	$80,500	$738	$131,000	$1,047
$12,000	$252	$46,500	$497	$81,000	$742	$132,000	$1,052
$12,500	$255	$47,000	$499	$81,500	$744	$133,000	$1,058
$13,000	$260	$47,500	$503	$82,000	$748	$134,000	$1,063
$13,500	$264	$48,000	$508	$82,500	$753	$135,000	$1,069
$14,000	$267	$48,500	$512	$83,000	$757	$136,000	$1,074
$14,500	$270	$49,000	$515	$83,500	$759	$137,000	$1,080
$15,000	$272	$49,500	$518	$84,000	$762	$138,000	$1,086
$15,500	$276	$50,000	$522	$84,500	$767	$139,000	$1,091
$16,000	$280	$50,500	$525	$85,000	$770	$140,000	$1,097
$16,500	$284	$51,000	$527	$85,500	$773	$141,000	$1,102
$17,000	$288	$51,500	$531	$86,000	$776	$142,000	$1,108
$17,500	$292	$52,000	$536	$86,500	$781	$143,000	$1,113
$18,000	$296	$52,500	$540	$87,000	$785	$144,000	$1,119
$18,500	$298	$53,000	$543	$87,500	$788	$145,000	$1,124
$19,000	$301	$53,500	$547	$88,000	$791	$146,000	$1,130
$19,500	$304	$54,000	$550	$88,500	$795	$147,000	$1,135
$20,000	$309	$54,500	$553	$89,000	$799	$148,000	$1,141
$20,500	$312	$55,000	$556	$89,500	$801	$149,000	$1,146
$21,000	$317	$55,500	$559	$90,000	$804	$150,000	$1,152
$21,500	$320	$56,000	$565	$90,500	$809	$175,000	$1,291
$22,000	$324	$56,500	$568	$91,000	$813	$200,000	$1,429
$22,500	$327	$57,000	$571	$91,500	$817	$201,000	$1,435
$23,000	$330	$57,500	$575	$92,000	$819	$202,000	$1,440
$23,500	$333	$58,000	$579	$92,500	$823	$203,000	$1,446
$24,000	$337	$58,500	$581	$93,000	$827	$204,000	$1,451
$24,500	$340	$59,000	$585	$93,500	$831	$205,000	$1,457
$25,000	$345	$59,500	$589	$94,000	$832	$206,000	$1,462
$25,500	$348	$60,000	$593	$94,500	$837	$207,000	$1,467
$26,000	$352	$60,500	$597	$95,000	$842	$208,000	$1,473
$26,500	$355	$61,000	$600	$95,500	$845	$209,000	$1,479
$27,000	$358	$61,500	$603	$96,000	$847	$210,000	$1,484
$27,500	$361	$62,000	$607	$96,500	$851	$211,000	$1,490
$28,000	$365	$62,500	$611	$97,000	$855	$212,000	$1,495
$28,500	$368	$63,000	$613	$97,500	$859	$213,000	$1,501
$29,000	$373	$63,500	$617	$98,000	$862	$214,000	$1,507
$29,500	$376	$64,000	$621	$98,500	$866	$215,000	$1,512
$30,000	$380	$64,500	$625	$99,000	$870	$216,000	$1,518
$30,500	$383	$65,000	$628	$99,500	$873	$217,000	$1,523
$31,000	$387	$65,500	$631	$100,000	$875	$218,000	$1,529
$31,500	$390	$66,000	$635	$101,000	$881	$219,000	$1,534
$32,000	$393	$66,500	$640	$102,000	$886	$220,000	$1,540
$32,500	$398	$67,000	$644	$103,000	$892	$300,000	$1,983
$33,000	$401	$67,500	$645	$104,000	$897	$400,000	$2,537
$33,500	$405	$68,000	$649	$105,000	$903	$500,000	$3,091
$34,000	$408	$68,500	$653	$106,000	$908	$600,000	$3,645
$34,500	$412	$69,000	$656	$107,000	$914	$700,000	$4,199
$35,000	$415	$69,500	$659	$108,000	$919	$800,000	$4,753
$35,500	$419	$70,000	$664	$109,000	$925	$900,000	$5,307
$36,000	$422	$70,500	$668	$110,000	$930	$1,000,000	$5,861
$36,500	$426	$71,000	$672	$111,000	$936	$2,000,000	$10,421
$37,000	$429	$71,500	$674	$112,000	$941	$3,000,000	$14,981
$37,500	$433	$72,000	$677	$113,000	$947	$4,000,000	$19,541
$38,000	$437	$72,500	$681	$114,000	$953	$5,000,000	$24,101
$38,500	$441	$73,000	$685	$115,000	$958	$6,000,000	$27,861
$39,000	$443	$73,500	$688	$116,000	$964	$7,000,000	$31,621
$39,500	$447	$74,000	$692	$117,000	$969	$8,000,000	$35,381
$40,000	$450	$74,500	$696	$118,000	$975	$9,000,000	$39,141
$40,500	$455	$75,000	$700	$119,000	$980	$10,000,000	$42,901
$41,000	$457	$75,500	$702	$120,000	$986	$11,000,000	$46,661
$41,500	$462	$76,000	$706	$121,000	$991	$12,000,000	$50,421
$42,000	$465	$76,500	$709	$122,000	$997	$13,000,000	$54,181
$42,500	$469	$77,000	$713	$123,000	$1,002	$14,000,000	$57,941
$43,000	$471	$77,500	$716	$124,000	$1,008	$15,000,000	$61,701
$43,500	$475	$78,000	$720	$125,000	$1,014	$20,000,000	$75,051
$44,000	$479	$78,500	$725	$126,000	$1,019	$25,000,000	$88,401
				$127,000	$1,025	$30,000,000	$96,401

Calculation of Policies in Excess of $100,000

Premiums shall be calculated as follows for policies in excess of $100,000

If there is any variance from the policy amounts listed, you must use the following formula.

1. For policies of $100,001 - $1,000,000
Basic Premium
(1) Subtract $100,000 from policy amount.
(2) Multiply result in 1.(1) by $.00554 and
round to nearest whole dollar.
(3) Add $875 to result in 1.(2).

2. For Policies of $1,000,001 - $5,000,000
Basic Premium
(1) Subtract $1,000,000 from policy amount.
(2) Multiply result in 2.(1) by $.00456 and
round to nearest whole dollar.
(3) Add $5,861 to result in 2.(2).

3. For policies of $5,000,001 - $15,000,000
Basic Premium
(1) Subtract $5,000,000 from policy amount.
(2) Multiply result in 3.(1) by $.00376 and
round to nearest whole dollar.
(3) Add $24,101 to result in 3.(2).

4. For policies of $15,000,001 - $25,000,000
Basic Premium
(1) Subtract $15,000,000 from policy amount.
(2) Multiply result in 4.(1) by $.00267 and
round to nearest whole dollar.
(3) Add $61,701 to result in 4.(2)

5. For policies in excess of $25,000,000
Basic Premium
(1) Subtract $25,000,000 from policy amount.
(2) Multiply result in 5.(1) by $.00160 and
round to nearest whole dollar.
(3) Add $88,401to result in 5.(2).